conference talks

This month's ensign, i get to reread the conference talks! i have just started and i love the insight that i can gain from re-reading. Elder L. Tom Perry spoke about Thoroue living a more simple life and suggested we follow some of his guidelines. I love his quotes about similarities in modesty and thoughts. I'll have to actually get the talk and quote it. i also love that when he talked about debts, that smart families don't pay interest, they EARN it! that means they have investments and things to help their money grow more money. we do have credit card debt and need to decrease that, but also continue to save money for rainy days or car issues to help avoid using more credit cards and increasing the debt.